Insurance Underwriter Jobs in San Antonio, United States

We are looking for a thorough Insurance Underwriter to determine potential clients’ risk factors and to establish the terms of coverage. The successful candidate must be able to set up rules which will result in securing an average proportion of good risks in order to keep average claims cost low and to enable the company to offer auto insurance at a lower net cost. You will be responsible for assessing the risk of potential policyholders and determining their eligibility for coverage. This includes analyzing applicant information, driving records, and vehicle information to evaluate the level of risk associated with insuring them. The Insurance Underwriter will also be responsible for determining the appropriate premium for each policy, based on the level of risk and coverage limits.RequirementsReview and evaluate insurance applications for non-standard auto policies Assess risk by reviewing applicant information and driving recordsDetermine coverage limits and premiums for each policyCommunicate with agents and brokers to obtain additional information as neededWork with claims department to ensure proper handling of claimsStay up-to-date with industry trends and regulationsParticipate in the development and implementation of underwriting guidelines and proceduresReview and analyze risk characteristics as warranted on automobile applications, change requests, inspection reports, motor vehicle records, and other information sourcesEffectively communicate our underwriting guidelines, positive and negative underwriting decisions, and other related matters verbally and in writing to agents, insureds, co-workers, and regulatorsManage agency relationships and serve as lead client contactDevelop and submit underwriting referrals to company brokerage firm

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